
Fix-and-flip investors choose 1912 Capital because we understand the business. As experienced real estate operators ourselves, we underwrite quickly, make decisions fast, and structure loans at conservative leverage levels that support real margins. With straightforward terms, no hidden fees, and first-position financing, we provide reliable capital that helps investors move confidently and close deals without delays.


1912 Capital offers investors access to first-position real estate loans in stable Midwest and Mid-South markets, targeting consistent double-digit returns with a focus on capital preservation. By lending at conservative leverage levels and prioritizing disciplined underwriting, we build downside protection into every loan. For investors seeking structured, asset-backed income without the volatility of equity markets, 1912 Capital provides a straightforward and risk-managed alternative.


Accredited investors with strong access to high-net-worth networks are ideal candidates to become Fund Managers within our Fund-of-Funds platform. This structure is particularly well-suited for professionals such as physicians, attorneys, engineers, and business owners who have built trusted relationships within their industries. By leveraging 1912 Capital’s established lending infrastructure, underwriting discipline, and reporting systems, you can build and manage your own investment vehicle without having to source, underwrite, or service loans directly — while earning enhanced return potential through management economics and performance participation.


We work closely with several reputable self-directed IRA custodians and can provide trusted recommendations to help investors establish tax-advantaged IRA accounts. Our team is happy to guide you through the process and connect you with experienced providers who specialize in setting up self-directed retirement accounts for real estate and private lending investments.

1912 Capital provides flexible loan solutions for real estate investors, including Fix-and-Flip loans for fast acquisitions and renovations, Transaction Funding for short-term wholesale deals, and DSCR loans for rental purchases.
Asset Based
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Low Fees
Short Term Funding
Asset Based
Low Fees
30 Year Fixed
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Borrow: [email protected]
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Borrow: 602-610-1912
Invest: 623-305-2544
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