Trusted by 100+ Borrowers

Fast Capital. Clear Terms.

Close With Confidence.

Borrower

1912 Capital provides fast, dependable private capital for experienced real estate investors. With quick underwriting, straightforward terms, and first-position loans up to 65% LTARV, we help you close on time and move to your next deal with confidence.

Thinking of Borrowing Money?

Fast Funding
Designed for fix-and-flip investors
Closing on time track record
80%+ Repeat borrowers

Loan RequestReal Estate Borrower

Invest in 1912

We help investors generate consistent, asset-backed returns while supporting experienced real estate borrowers through disciplined lending, transparent structures, and long-term alignment.

Thinking of Investing in 1912?

Fixed Monthly Returns
First Position Lending
Title Insurance on Every Transaction
Monthly Reporting with Complete Transparency

Get StartedInvestor

Private Lending Options

1912 Loan Programs

1912 Capital provides flexible loan solutions for real estate investors, including Fix-and-Flip loans for fast acquisitions and renovations, Transaction Funding for short-term wholesale deals, and DSCR loans for rental purchases.

Fix and Flip Loans

Asset Based

Fast Closing

Low Fees

Transactional Funding

Short Term Funding

Asset Based

Low Fees

DSCR Loans

30 Year Fixed

Lend Directly to LLC

Meet The Co-Founders

Damon Cuzick and Dr. Court Koshar are seasoned real estate investors with decades of combined experience successfully acquiring, developing, lending on, and operating residential real estate across multiple markets.

Damon Cuzick

Dr. Court Koshar

Meet A Few Borrowers

Testimonials

Trusted by Investors and Borrowers

★ ★ ★ ★ ★

As a physician, I don’t have time to chase real estate deals or manage properties. 1912 Capital gives me exposure to real estate lending without the noise. The structure is straightforward, the reporting is clear, and the risk management is conservative. It fits perfectly alongside my practice and other investments.

Debbie

Investor - Physician

★ ★ ★ ★ ★

What stood out to me about Damon and Court is that they’ve been real estate operators themselves. They understand risk from a borrower’s perspective and an investor’s perspective.

Ash

Borrower

transparent Private Lender you can trust

Throughout multiple market cycles, Damon and Court have built a reputation for disciplined underwriting, conservative leverage, and doing exactly what they say they will do.

Their success is rooted not in speculation, but in structure, transparency, and long-term relationships. Investors and borrowers alike value their straightforward communication, principled decision-making, and consistent execution — qualities that form the foundation of 1912 Capital.